Maximum drawdown

The largest peak-to-trough fall in account balance over a period.

Risk Managementmax drawdownpeak-to-trough decline

Full explanation

If the account peaked at 10,000, fell to 8,500 and then recovered, the maximum drawdown was 1,500, or 15%. It measures the worst stretch you actually lived through, not the end result.

Drawdown matters more than return because it decides whether you are still trading when the strategy recovers. Losses also get harder to recover as they grow: a 20% drawdown needs 25% to get back, a 50% drawdown needs 100%.

Know the maximum drawdown your testing produced and expect the live version to be worse. If that number would make you abandon the plan, reduce risk per trade now rather than mid-drawdown.

Why traders watch it

Almost every account blow-up is a drawdown that was never planned for. Deciding your limit in advance is what keeps a losing run survivable.

Trading considerations

  • Set a maximum drawdown at which you stop and review, and write it down.
  • Assume the live drawdown will exceed the tested one.
  • Reduce size during a drawdown instead of increasing it to win it back.

Educational guidance only — never a trading signal or recommendation.

Related indicators